Fast Weight Loss – 9 Rules to Genuine Lasting Weight Loss

To insure consistent, comfortable, lasting results a group of specific actions should be taken each day. When you create these daily habits you can develop the behavior that will provide you with ongoing success. Here are nine rules to follow to help you reach your goals.

Rule 1 – You should understand when, how and why you eat. Eating at your table while at home and putting your fork down between each bite will start you on your way to fast weight loss. Learning to control your eating habits will be a consistent and an ongoing factor in you overall success.

Rule 2 – Skipping breakfast and lunch slows down your metabolism and causes you to consume too many calories in the evening. You might want to switch from eating three meals per day to eating more often, four to six times a day. This will increase your metabolic rate resulting in fast weight loss.

Rule 3 – Think about your reasons for eating. As you change your thought processes you will achieve fast weight loss. Get away from the comfort food concept. Food does not love you nor can it enable you to solve your problems. Food is fuel for your body. It enables your body to work more efficiently.

Rule 4 – To reduce your size and keep it off you must believe you can. You become what you think about on a daily basis. Belief is a choice. What do you prefer: fast weight loss or a slow reduction. It is all about your mindset. Believe that you can get the weight off and believe you can keep it off.

Rule 5 – Drinking water can greatly reduce your desire for food. The latest research on drinking water is to drink one half of your body weight in ounces of water each day. Fast weight loss can be enhanced by consuming 12 ounces of water before a meal and waiting 15 minutes before eating. You will find that you will eat less food.

Rule 6 – Walk briskly each day. Start out with 5 minutes per day and work up to 30 minutes per day. This simple activity can drastically improve your resting metabolic rate that is essential to fast weight loss. Exercise builds muscles that burn fat, improves your breathing and the best part it continues to speed the metabolism for several hours after you stop exercising.

Rule 7 – Don’t diet. Diets don’t work. There is no sense in counting calories, measuring foods, keeping diaries or counting points. The only true way to assure fast weight loss is to change your lifestyle.

Rule 8 – Eating smart is one of the keys of fast weight loss. Eat more fruits and vegetables. Eliminate all junk food from your diet. Stay away from sugar, artificial sweeteners, corn syrup, and soft drinks. These products will not only slow your progress, they are also harmful to your health.

Rule 9 – Stick to your plan of action. What actions have you decided to take that will help you achieve your goal of fast weight loss? Make a commitment each day to do what is necessary to make sure you success is long lasting.

Health Care Reporting Requirements for Business

Smart business owners know the importance of keeping good records. The Affordable Care Act has created one more incentive for employers to keep abreast of sometimes complicated reporting requirements, by requiring them to provide information about company-provided health care to both their employees and the government.

Not all of the law’s employer responsibility provisions have been implemented yet. Nevertheless, it makes good business sense to establish effective systems to meet obligations that are likely to be rolled out soon. Acting early will give business owners more time to iron out any wrinkles before the law comes to bear.

Reporting to Employees

The Affordable Care Act requires most employers to report the cost of any employer-sponsored group health plan on employee Forms W-2. This requirement applies to all employers who provide what the government defines as “applicable coverage,” even if the employers are religious organizations or are not subject to Consolidated Omnibus Budget Reconciliation Act (COBRA) requirements. Small businesses issuing fewer than 250 Forms W-2 total are exempt from the reporting requirement until further guidance is issued.

For businesses subject to the rules, the amount reported in Box 12 of Form W-2 must include both the employer and employee portions of the plan’s cost. Certain forms of coverage must be reported, while other forms are either optional or excluded. For more information, see the IRS’ full chart of reporting requirements. (1)

Affected employers are not required to issue Forms W-2 to workers who would not normally receive one, such as retirees, simply to fulfill the requirement. For terminated employees, employers may use any reasonable method to report partial-year coverage, as long as the method is applied consistently. For employees who voluntarily leave and request Forms W-2 in writing prior to year-end, employers must provide the forms within 30 days of the request, but are not required to report the health benefit amounts.

Proposed Section 6056 regulations from the Internal Revenue Service would mainly affect reporting to the Service, though they would also require employers to notify employees in writing of any employee-related information shared with the IRS. These statements will need to be provided annually by January 31. Note that these regulations are still under discussion, and that there is a chance Form W-2 reporting alone could satisfy the requirement. Nevertheless, employers should pay attention to how the final regulations are worded.

Employers subject to the Fair Labor Standards Act have a responsibility to provide all new employees, both part- and full-time, with a written notice pertaining to the Health Insurance Marketplace. These employers include federal, state and local government agencies; hospitals and institutions engaged primarily in the care of the sick, the aged or the developmentally disabled who live on the premises; preschools, elementary and secondary schools, postsecondary institutions of higher learning and schools for gifted children; and companies or organizations with annual sales of receipts over $500,000.

The Health Insurance Marketplace, often referred to as the exchanges, may provide alternatives that cost less than the employer-provided health care plan, if any. Employers must make clear that employer contributions, if any, may be lost if the new employee chooses to pursue private insurance instead. Employers may satisfy the notice requirement through third-party entities, such as insurers or multiemployer health plans, as long as every new employee receives such a notice regardless of whether he or she plans to enroll in the company health care plan.

Finally, any employer providing a health care option must also furnish employees with a standard Summary of Benefits and Coverage (SBC) form. This form explains what services and care the plan does and does not cover. It also lays out the plan’s cost clearly.

Reporting to the IRS

As previously mentioned, the Affordable Care Act introduced new reporting guidelines for employers, known as Section 6056 rules, which mainly affect how employers will report to the IRS. Last September, the Treasury issued proposed regulations to provide further guidance on how businesses should observe the rules; the final regulations were released in mid-February. For the most part, these regulations only apply to employers that had 50 or more full-time employees (or full-time equivalent employees) for the prior year.

Affected large employers must file a return with the IRS reporting certain information for every employee who was full-time for at least one month during the calendar year, including:

  • The employee’s name
  • The employee’s address
  • The employee’s Taxpayer Identification Number (TIN)
  • Information about the health care coverage offered to each employee by month, including
    • What coverage was available
    • The employee’s share of the lowest-cost, self-only premium
    • Which months, if any, the employee was actually covered under the plan

The return will also specify how many employees the business had each month in the calendar year. These requirements are currently scheduled to take effect in 2015.

In addition to Section 6056 rules, certain employers may also fall subject to Section 6055 rules, regardless of size. These rules mainly apply to institutions providing health insurance, such as insurers. However, businesses that self-insure may also need to follow these rules. Affected businesses must provide information for each individual enrolled in minimum essential coverage, including the individual’s name, taxpayer ID number and the months in which the individual received coverage.

The IRS is currently considering allowing Section 6055 and Section 6056 reporting to be submitted together for organizations subject to both sets of rules. However, this concession has not yet been granted. Like Section 6056 rules, Section 6055 rules are scheduled to become mandatory in 2015, but are optional in 2014.

Employers that self-insure may also fall subject to the Patient-Centered Outcomes Research Trust Fund fee (the PCORI fee). The fee applies to policy years ending after September 30, 2012 and before October 1, 2019, and is equal to the product of the average number of individuals covered for the year and the applicable dollar amount. Organizations subject to the fee will need to file Form 720 annually to report and pay the fee.

If any of a business’ employees are liable for the Additional Medicare Tax, employers will also need to withhold the tax, set at 0.9 percent, and report the withholding. The threshold earnings amount to determine the tax liability is $200,000 for single filers and $250,000 for married taxpayers filing jointly. This tax should not be confused with the Net Investment Income Tax (NIIT), which is also sometimes called the Medicare surtax. The NIIT does not affect wages and is not the employer’s responsibility.

While small businesses are largely exempt from these mandatory reporting requirements, businesses with fewer than 25 full-time employees may wish to secure a tax credit for voluntarily providing health care coverage to their workers. Qualifying businesses will need to apply for the credit using Form 8941.

Self-employed individuals may also be eligible for a tax deduction for the cost of their health care. However, the Affordable Care Act has made this deduction solely applicable to income taxes, whereas in the past a deduction against self-employment taxes was available. Eligibility for this deduction is determined on a month-by-month basis.

Reporting to States

Certain states may have their own health care reporting requirements. For example, Massachusetts-based employers with 11 or more employees must file an Employer Health Insurance Responsibility Disclosure and an Employee Health Insurance Responsibility Disclosure for each employee. While these rules are not a product of the Affordable Care Act, employers should take care to comply with all state-specific reporting requirements as well as with federal rules.

As with most parts of the Affordable Care Act, reporting requirements will remain a moving target for some time. As a result, satisfying all of the rules may be a challenge for some employers, at least in the near term. However, the sooner you begin, the sooner you will be able to identify the more difficult rules to follow and develop adequate systems to address them, regardless of whether regulators extend leniency for what is technically required.


1) IRS, “Form W-2 Reporting of Employer-Sponsored Health Coverage”

5 Diet Rules Which Serve As Home Remedies For Uterine Fibroid Treatment

Fibroids are rarely life threatening and most of the conventional methods of uterine fibroid treatment offer only temporary relief. In fact home remedies for uterine fibroids are normally more effective compared to conventional treatment for uterine fibroids.

Fibroids occur due to a number of reasons and it is virtually impossible to identify the exact cause in any woman. Conditions within the body which are influenced by multitude of factors like lifestyle, environment, hereditary and diet cause fibroids. There is no single medicine which can reverse these factors. A combination of strategies is essential to get rid of each and every possible cause of fibroids.

Conventional treatment for uterine fibroids addresses the symptoms of fibroids. Hormonal treatment and surgical procedures undertaken to shrink or remove fibroids provide only temporary relief since it fails to address the root cause of the problem.

Popular home remedies for uterine fibroids largely involve making simple dietary changes which include

1. Switching to organic foods

By doing so you will avoid ingesting pesticides which are known to cause fibroids

2. Fresh fruits and vegetables

Eating a wide range of fruits and vegetables (at least 5-7 servings a day) can help to fight fibroids, as can

3. Water

As a general health rule drink at least 2 liters of filtered water daily.This will help flush toxins out of the body.

4. Fibroid friendly food

Vegetables which have high fibroid-fighting properties are kale and cabbage. Include these as much as possible in your daily intake

5. Red and processed meat

Avoid animal fats and processed meat as far as possible. Red meat is particularly bad for fibroids and must be avoided at all cost.

Are you aware that the absence of good alternative uterine fibroid treatment option led an alternative practitioner to devise a comprehensive 7-step plan for shrinking fibroids. This is a simple plan which can be used at home and has benefited thousands of women the world over.

The plan is however only for those willing to take active interest in their own treatment for uterine fibroids. It is not the type of cure where you simply take medicines to get rid of your ailment.

The Maintenance Rules of Life

The maintenance rules of life:

1. Take care of your spiritual, mental and physical health
2. Consider the impact on your health each decision and action you take will have

Spiritual health maintenance rules:
1. Do something every day to support and increase your feeling of happiness and wellbeing
2. Meditate for a set period each day on the good things in your life and feel thankful for them
3. Never allow negative thought to live in your mind – always look for the positive outcome in all situations
4. Let go of anger, envy (jealousy)* – do not carry it over to the next day (start every day afresh)
* The most destructive emotions – those will destroy you, NOT the person that you direct them at!

Mental health maintenance rules:
1. Exercise your brain every day
2. Accept that you are human and fallible – don’t beat yourself up over making mistakes
3. Accept yourself for what you are – you are unique and there is only one of you in the whole world
4. Do not be sensitive to criticism – evaluate it and learn from it if it constructive – ignore it if it is destructive, remembering that people can only hurt your feelings if you allow them to do so!

Physical health rules:
1. Take care of your body – it is the only one you will ever have and is irreplaceable
2. Feed it properly and do not use it as a dustbin for drugs and unsuitable substances
3. Exercise and do not allow yourself to become over weight
4. Do not allow yourself to become under weight

Social health rules:

1. If you want to be respected you must first respect others
2. You are a mirror – what you reflect to the world will be reflected back to you
3. Take a stand – be assertive in a considerate way – being aggressive means you are frightened
4. Value people who are there to help you and things that are there to help you
5. Talk to your life coach